Terms & Conditions

1. Introduction

Welcome to NMDMart[](https://nmdmart.com). These Terms and Conditions govern your use of our website, services, and platform. By accessing or using our platform, you agree to be bound by these Terms.

If you do not agree with any part of these Terms, please do not use our services.

2. Our Services

NMDMart is a B2B platform that provides:

• Wholesale supply of grocery (kirana) products to registered shopkeepers
• Customer loyalty program with 3% instant cashback
• Referral program offering 2% commission on referred purchases
• Digital tracking of purchases, cashback, and earnings

Customers purchase products offline from local shops. All transactions are recorded on our platform for transparency.

3. User Registration & Accounts

• You must provide accurate and complete information during registration
• You are responsible for maintaining the confidentiality of your account credentials
• You must be at least 18 years old to register
• Shopkeepers must provide valid business details

4. Cashback and Referral Terms

Cashback

• Customers receive 3% cashback on every eligible purchase
• NMDMart pre-funds the cashback amount to shopkeepers
• Cashback is given instantly at the time of purchase

Referral Program

• Registered customers earn 2% commission on their referred friends' total purchases
• Referral earnings are paid monthly directly to the user's bank account
• We reserve the right to verify referrals and cancel fraudulent earnings

5. Payments and Pricing

• Shopkeepers purchase goods from us at wholesale rates
• All prices are subject to change without prior notice
• Payments must be made as per agreed terms
• Late payments may attract penalties or suspension of services

6. User Responsibilities

• Provide accurate information and keep it updated
• Not engage in any fraudulent, illegal, or abusive activity
• Not misuse the referral or cashback system
• Comply with all applicable laws and regulations

7. Prohibited Activities

• Fake accounts or multiple accounts for misuse
• Manipulating referral earnings
• Unauthorized access to our systems
• Spamming or harassing other users

8. Limitation of Liability

To the fullest extent permitted by law, NMDMart shall not be liable for any indirect, incidental, special, or consequential damages arising out of your use of our services.

9. Termination

We reserve the right to suspend or terminate your account at any time for violation of these Terms or for any other reason we deem appropriate.

10. Changes to Terms & Conditions

We may update these Terms from time to time. Continued use of the platform after changes constitutes your acceptance of the new Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in [Your City].

12. Contact Us

If you have any questions regarding these Terms & Conditions, please contact us:

Email: support@nmdmart.com
Phone: [Your Contact Number]